FICO’s MortgageReliefOnline.com for Free Credit Counseling and Assistance with Making Home Affordable Program

In my earlier post here, I had discussed the details of President Obama’s Making Home Affordable Program.  The program has two components — Home Affordable Refinance program for solvent homeowners with a loan-to-value as high as 105%, and Home Affordable Modification program for delinquent or nearly-so homeowners unable to pay their mortgages. More on this [...]

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Ben Bernanke’s Credit Easing — Mortgage Rates at Historic Lows, but the Credit Crunch Continues

In his address at the 2009 Credit Markets Symposium in Charlotte, North Carolina, Federal Reserve Chairman Ben Bernanke said on Friday, April 3 that the Federal Reserve has been pursuing a strategy of credit easing to address the current crisis involving a severe disruption of credit markets and declines in asset prices. He said, “As [...]